Money doesn’t grow on trees, but it might just blow in on the wind if you have a favorable wind mitigation inspection performed on your home, that is. This service can save you a significant amount of money annually and has other important benefits. For those who live in Florida, it is not just a smart idea that saves money. It protects your home’s value and can also save lives. Let’s break down the basics of what this service is, how it works, and why it is so important.

What Is A Wind Mitigation Inspection?

It is a thorough examination and assessment of your home (or multi-family dwelling up to 4 units) with a focus on the features that help to protect it from damage in the event of extreme weather such as windstorms and hurricanes.

These features may include:

• Roof condition and contour
• Roof-to-house attachment strength
• Roof-to-decking attachment
• Roofing materials
• Truss and rafter condition
• Type of glass and window construction
• Gable end bracing
• Home’s water-resistance and water barriers

It can also include wall construction, the presence of opening protections (such as shutters), doors, and more.

Upon completion, the homeowner is presented with a detailed written report by the inspector that identifies the home’s strengths and weaknesses and information on what modifications should be done to improve the home’s weather resistance further.

Who Should Get A Wind Mitigation Inspection?

Anyone who:

• Is buying a new home.
• Is selling a home.
• Wants to lower their insurance premiums and improve their home’s weather resistance and needs guidance on what should be done and how.
• Has recently improved their home’s weather resistance and wants to demonstrate that to their insurance company.
• Has not had a wind mitigation inspection in over five years, which is the duration of time the report is valid.

How Can A Favorable Wind Mitigation Report Benefit Me?

A favorable inspection report is often a key factor in significantly lowering insurance premiums, especially here in Florida, where extreme weather is common. State law requires your insurance company to provide a discount when weather-resistant safeguards are in place, and this report is how you demonstrate it to them. Depending on the age and location of your home, this could be as much as 70% of your premium. Another benefit is the peace of mind with the knowledge that your home has these features; they are in good shape and be ready to protect you and your family when you need them most.

What If I Receive An Unfavorable Wind Mitigation Report?

Even if your inspection turns out to be unfavorable, it is still an invaluable tool. If you are a prospective homebuyer, it ensures that you know what you are buying and gives the homeowner a chance to make repairs if necessary. For the seller, it offers you the opportunity to verify your property and improve your market value. For the existing homeowner, it alerts you of the potential dangers you and your family may be susceptible to and identifies what you can do to make improvements.

Where Can I Get A Wind Mitigation Inspection?

This service may only be completed by a licensed professional, but there is more that you should know. Not all inspection services are created equal. That is why choosing one with a long-standing reputation for integrity and excellence, such as Your Home Inspector Guys, is critically important. We are the top-rated wind mitigation inspection service in Broward and Miami-Dade counties. So, don’t gamble with your inspection, your home’s value, or your family’s security. Contact Your Home Inspector Guys today, and let’s get started.